/* ============================================================
   Money Saving Growth — Global Stylesheet
   Palette: Deep Emerald #0B3D2E · Rich Emerald #10B981/ #0F9D63
            Gold #F2B21B / #FFD75E · Ink #14201B · Mist #F4FAF7
   Font: Plus Jakarta Sans (self-hosted)
   ============================================================ */

:root {
  --msg-emerald-deep: #0B3D2E;
  --msg-emerald: #0F9D63;
  --msg-emerald-bright: #10B981;
  --msg-gold: #F2B21B;
  --msg-gold-light: #FFD75E;
  --msg-ink: #14201B;
  --msg-body: #3F4B45;
  --msg-mist: #F4FAF7;
  --msg-border: #E3EFE8;
  --msg-shadow: 0 20px 45px -18px rgba(11, 61, 46, .22);
}

/* ---------- Base ---------- */
html { scroll-behavior: smooth; }

body {
  font-family: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;
  color: var(--msg-body);
  background: #fff;
  font-size: 1.02rem;
  line-height: 1.7;
  overflow-x: hidden;
}

h1, h2, h3, h4, h5, h6 { color: var(--msg-ink); font-weight: 800; line-height: 1.25; }

a { color: var(--msg-emerald); text-decoration: none; transition: color .2s ease; }
a:hover { color: var(--msg-emerald-deep); }

img { max-width: 100%; }

::selection { background: var(--msg-gold); color: var(--msg-emerald-deep); }

section { padding: 96px 0; }
@media (max-width: 767.98px) { section { padding: 64px 0; } }

.bg-mist { background: var(--msg-mist); }

/* ---------- Reusable bits ---------- */
.eyebrow {
  display: inline-flex; align-items: center; gap: .5rem;
  background: rgba(15, 157, 99, .09);
  border: 1px solid rgba(15, 157, 99, .25);
  color: var(--msg-emerald);
  font-size: .8rem; font-weight: 700; letter-spacing: .09em; text-transform: uppercase;
  padding: .45rem 1.05rem; border-radius: 50rem; margin-bottom: 1.1rem;
}
.eyebrow .dot { width: 8px; height: 8px; border-radius: 50%; background: var(--msg-gold); display: inline-block; }

.section-head { max-width: 680px; }
.section-head h2 { font-size: clamp(1.75rem, 3.2vw, 2.6rem); margin-bottom: .8rem; }
.section-head p { font-size: 1.05rem; }

.text-gradient {
  background: linear-gradient(92deg, var(--msg-emerald-bright), var(--msg-gold-light));
  -webkit-background-clip: text; background-clip: text; color: transparent;
}

/* ---------- Buttons ---------- */
.btn { font-weight: 700; border-radius: 50rem; padding: .8rem 1.8rem; transition: all .25s ease; }
.btn-gold {
  background: linear-gradient(135deg, var(--msg-gold), var(--msg-gold-light));
  color: var(--msg-emerald-deep); border: none;
  box-shadow: 0 12px 26px -12px rgba(242, 178, 27, .75);
}
.btn-gold:hover { color: var(--msg-emerald-deep); transform: translateY(-2px); box-shadow: 0 16px 30px -12px rgba(242, 178, 27, .9); }

.btn-emerald {
  background: linear-gradient(135deg, var(--msg-emerald), var(--msg-emerald-bright));
  color: #fff; border: none;
  box-shadow: 0 12px 26px -12px rgba(16, 185, 129, .7);
}
.btn-emerald:hover { color: #fff; transform: translateY(-2px); box-shadow: 0 16px 30px -12px rgba(16, 185, 129, .85); }

.btn-outline-emerald { border: 2px solid var(--msg-emerald); color: var(--msg-emerald); background: transparent; }
.btn-outline-emerald:hover { background: var(--msg-emerald); color: #fff; }

.btn-lg { padding: 1rem 2.3rem; font-size: 1.05rem; }

/* ---------- Top bar ---------- */
.topbar {
  background: var(--msg-emerald-deep); color: rgba(255, 255, 255, .82);
  font-size: .84rem; padding: .45rem 0;
}
.topbar a { color: var(--msg-gold-light); font-weight: 600; }
.topbar a:hover { color: #fff; }
.topbar .sep { opacity: .35; margin: 0 .35rem; }

/* ---------- Navbar ---------- */
.msg-navbar {
  background: rgba(255, 255, 255, .92);
  backdrop-filter: blur(10px);
  box-shadow: 0 6px 24px -14px rgba(11, 61, 46, .25);
  padding: .9rem 0;
  transition: padding .25s ease, box-shadow .25s ease;
}
.msg-navbar.scrolled { padding: .45rem 0; box-shadow: 0 10px 30px -14px rgba(11, 61, 46, .35); }

.brand-badge {
  width: 46px; height: 46px; border-radius: 14px; flex: 0 0 46px;
  background: linear-gradient(135deg, var(--msg-emerald-deep), var(--msg-emerald));
  color: var(--msg-gold-light); font-weight: 800; font-size: 1.2rem;
  display: inline-flex; align-items: center; justify-content: center;
  box-shadow: 0 10px 20px -10px rgba(11, 61, 46, .55);
}
.brand-text { font-weight: 800; font-size: 1.28rem; color: var(--msg-emerald-deep); line-height: 1.1; }
.brand-text small { display: block; font-size: .62rem; font-weight: 700; letter-spacing: .22em; text-transform: uppercase; color: var(--msg-emerald); }

.msg-navbar .nav-link {
  color: var(--msg-ink); font-weight: 600; font-size: .96rem;
  margin: 0 .18rem; padding: .55rem .85rem !important; border-radius: 50rem;
  transition: all .2s ease;
}
.msg-navbar .nav-link:hover, .msg-navbar .nav-link.active { color: var(--msg-emerald); background: rgba(15, 157, 99, .08); }
.msg-navbar .nav-link.btn-emerald { color: #fff; margin-left: .5rem; }
.msg-navbar .nav-link.btn-emerald:hover { color: #fff; transform: translateY(-1px); }
@media (max-width: 991.98px) {
  .msg-navbar .navbar-collapse { background: #fff; border-radius: 1rem; padding: 1rem; margin-top: .75rem; box-shadow: var(--msg-shadow); }
  .msg-navbar .nav-link.btn-emerald { margin: .4rem 0 0; display: inline-block; }
}

/* ---------- Hero (home) ---------- */
.hero {
  position: relative; overflow: hidden;
  background:
    radial-gradient(900px 480px at 85% -10%, rgba(16, 185, 129, .35), transparent 60%),
    radial-gradient(700px 420px at -10% 110%, rgba(242, 178, 27, .18), transparent 55%),
    linear-gradient(135deg, #072A20 0%, var(--msg-emerald-deep) 55%, #0E5138 100%);
  color: #EAF6F0; padding: 130px 0 120px;
}
.hero h1 { color: #fff; font-size: clamp(2.2rem, 4.6vw, 3.7rem); letter-spacing: -.01em; }
.hero .lead-txt { color: rgba(255, 255, 255, .82); font-size: 1.14rem; max-width: 560px; }
.hero-img-wrap { position: relative; }
.hero-img-wrap img { border-radius: 28px; box-shadow: 0 40px 80px -30px rgba(0, 0, 0, .55); border: 1px solid rgba(255, 255, 255, .12); }

.hero-chip {
  position: absolute; background: rgba(255, 255, 255, .96); color: var(--msg-ink);
  border-radius: 16px; padding: .7rem 1.05rem; font-size: .82rem; font-weight: 700;
  display: flex; align-items: center; gap: .6rem;
  box-shadow: 0 18px 40px -18px rgba(0, 0, 0, .5);
  animation: floaty 5s ease-in-out infinite;
}
.hero-chip .ico {
  width: 34px; height: 34px; border-radius: 10px; flex: 0 0 34px;
  display: inline-flex; align-items: center; justify-content: center; font-size: 1rem;
}
.hero-chip .sub { display: block; font-size: .72rem; font-weight: 600; color: var(--msg-body); }
.chip-a { top: 8%; left: -28px; }
.chip-b { bottom: 12%; right: -18px; animation-delay: 1.4s; }
.chip-a .ico { background: rgba(16, 185, 129, .14); }
.chip-b .ico { background: rgba(242, 178, 27, .18); }
@media (max-width: 575.98px) { .chip-a { left: 6px; } .chip-b { right: 6px; } }

@keyframes floaty {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-12px); }
}

/* ---------- Stats band ---------- */
.stats-band {
  background: linear-gradient(120deg, var(--msg-emerald-deep), #0E5138);
  border-top: 3px solid var(--msg-gold);
}
.stat-item { text-align: center; padding: 1.2rem .5rem; }
.stat-item .num { font-size: clamp(1.9rem, 3vw, 2.7rem); font-weight: 800; color: var(--msg-gold-light); line-height: 1.1; }
.stat-item .lbl { color: rgba(255, 255, 255, .78); font-weight: 600; font-size: .93rem; }

/* ---------- Feature / value cards ---------- */
.value-card {
  background: #fff; border: 1px solid var(--msg-border); border-radius: 22px;
  padding: 2rem 1.6rem; height: 100%;
  transition: transform .3s ease, box-shadow .3s ease, border-color .3s ease;
}
.value-card:hover { transform: translateY(-8px); box-shadow: var(--msg-shadow); border-color: rgba(15, 157, 99, .4); }
.value-card .ico-badge {
  width: 58px; height: 58px; border-radius: 16px; font-size: 1.5rem;
  display: inline-flex; align-items: center; justify-content: center; margin-bottom: 1.1rem;
  background: linear-gradient(135deg, rgba(15, 157, 99, .12), rgba(242, 178, 27, .14));
  border: 1px solid rgba(15, 157, 99, .22);
}
.value-card h3 { font-size: 1.18rem; margin-bottom: .55rem; }
.value-card p { font-size: .95rem; margin: 0; }

/* ---------- Service cards ---------- */
.service-card {
  background: #fff; border: 1px solid var(--msg-border); border-radius: 24px;
  overflow: hidden; height: 100%; display: flex; flex-direction: column;
  transition: transform .3s ease, box-shadow .3s ease, border-color .3s ease;
}
.service-card:hover { transform: translateY(-10px); box-shadow: var(--msg-shadow); border-color: rgba(15, 157, 99, .45); }
.service-card .svc-img { position: relative; overflow: hidden; aspect-ratio: 16 / 10; }
.service-card .svc-img img { width: 100%; height: 100%; object-fit: cover; transition: transform .5s ease; }
.service-card:hover .svc-img img { transform: scale(1.06); }
.service-card .svc-body { padding: 1.6rem 1.5rem 1.7rem; display: flex; flex-direction: column; flex: 1 1 auto; }
.service-card h3 { font-size: 1.22rem; margin-bottom: .55rem; }
.service-card p { font-size: .94rem; flex: 1 1 auto; }
.service-card .svc-cta { font-weight: 700; display: inline-flex; align-items: center; gap: .45rem; color: var(--msg-emerald); }
.service-card .svc-cta:hover { gap: .75rem; color: var(--msg-emerald-deep); }

/* ---------- Why choose / split section ---------- */
.tick-list { list-style: none; padding: 0; margin: 0; }
.tick-list li { display: flex; gap: .8rem; align-items: flex-start; margin-bottom: .95rem; }
.tick-list .tick {
  width: 26px; height: 26px; flex: 0 0 26px; border-radius: 50%; margin-top: 2px;
  background: linear-gradient(135deg, var(--msg-emerald), var(--msg-emerald-bright));
  color: #fff; font-size: .78rem; font-weight: 800;
  display: inline-flex; align-items: center; justify-content: center;
}
.tick-list strong { color: var(--msg-ink); }

/* ---------- Process steps ---------- */
.step-card { position: relative; padding: 2.1rem 1.5rem 1.6rem; height: 100%;
  background: #fff; border: 1px solid var(--msg-border); border-radius: 22px;
  transition: transform .3s ease, box-shadow .3s ease; }
.step-card:hover { transform: translateY(-8px); box-shadow: var(--msg-shadow); }
.step-card .step-no {
  position: absolute; top: -24px; left: 50%; transform: translateX(-50%);
  width: 48px; height: 48px; border-radius: 50%;
  background: linear-gradient(135deg, var(--msg-gold), var(--msg-gold-light));
  color: var(--msg-emerald-deep); font-weight: 800; font-size: 1.15rem;
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 12px 24px -10px rgba(242, 178, 27, .8);
}
.step-card h3 { font-size: 1.12rem; margin: .6rem 0 .5rem; }
.step-card p { font-size: .93rem; margin: 0; }
.process-wrap { padding-top: 24px; }

/* ---------- Testimonials ---------- */
.testimonial-card {
  background: #fff; border: 1px solid var(--msg-border); border-radius: 24px;
  padding: 2rem 1.7rem; height: 100%; position: relative;
  transition: transform .3s ease, box-shadow .3s ease;
}
.testimonial-card:hover { transform: translateY(-8px); box-shadow: var(--msg-shadow); }
.testimonial-card .quote-mark {
  width: 44px; height: 44px; border-radius: 12px; margin-bottom: 1rem;
  background: linear-gradient(135deg, rgba(242, 178, 27, .2), rgba(15, 157, 99, .14));
  color: var(--msg-gold); font-size: 1.5rem; font-weight: 800; line-height: 1.6;
  display: flex; align-items: center; justify-content: center;
}
.testimonial-card .stars { color: var(--msg-gold); letter-spacing: .12em; font-size: .95rem; margin-bottom: .8rem; }
.testimonial-card .t-name { display: flex; align-items: center; gap: .85rem; margin-top: 1.3rem; }
.testimonial-card .avatar {
  width: 46px; height: 46px; border-radius: 50%; flex: 0 0 46px;
  background: linear-gradient(135deg, var(--msg-emerald-deep), var(--msg-emerald));
  color: var(--msg-gold-light); font-weight: 800; font-size: .95rem;
  display: inline-flex; align-items: center; justify-content: center;
}
.testimonial-card .t-name strong { color: var(--msg-ink); font-size: 1rem; }

/* ---------- CTA band ---------- */
.cta-band {
  background:
    radial-gradient(600px 300px at 90% 0%, rgba(242, 178, 27, .28), transparent 60%),
    radial-gradient(500px 300px at 5% 100%, rgba(16, 185, 129, .3), transparent 55%),
    linear-gradient(120deg, #072A20, var(--msg-emerald-deep));
  color: #fff; border-radius: 32px; padding: 4rem 2.5rem; position: relative; overflow: hidden;
}
.cta-band h2 { color: #fff; font-size: clamp(1.7rem, 3vw, 2.5rem); }
.cta-band p { color: rgba(255, 255, 255, .82); }

/* ---------- Newsletter strip ---------- */
.newsletter-strip {
  background: linear-gradient(120deg, var(--msg-emerald-deep), #0E5138);
  border-radius: 28px; padding: 3rem 2.4rem; color: #fff; position: relative; overflow: hidden;
}
.newsletter-strip h2 { color: #fff; font-size: clamp(1.5rem, 2.6vw, 2.1rem); }
.newsletter-strip p { color: rgba(255, 255, 255, .8); }

/* ---------- Page hero (inner pages) ---------- */
.page-hero {
  background:
    radial-gradient(700px 340px at 90% -20%, rgba(16, 185, 129, .35), transparent 60%),
    radial-gradient(520px 300px at 0% 120%, rgba(242, 178, 27, .16), transparent 55%),
    linear-gradient(120deg, #072A20, var(--msg-emerald-deep) 60%, #0E5138);
  color: #EAF6F0; padding: 76px 0 66px; position: relative; overflow: hidden;
}
.page-hero h1 { color: #fff; font-size: clamp(2rem, 4vw, 3rem); }
.page-hero p { color: rgba(255, 255, 255, .82); max-width: 640px; }
.breadcrumb { --bs-breadcrumb-divider-color: rgba(255,255,255,.55); margin: 0; }
.breadcrumb a { color: var(--msg-gold-light); font-weight: 600; }
.breadcrumb-item.active { color: rgba(255, 255, 255, .75); }

/* ---------- Forms ---------- */
.form-label { font-weight: 600; color: var(--msg-ink); font-size: .92rem; }
.form-control, .form-select {
  border-radius: 14px; border: 1.5px solid var(--msg-border);
  padding: .78rem 1.05rem; font-size: .96rem; background-color: #FBFDFC;
}
.form-control:focus, .form-select:focus {
  border-color: var(--msg-emerald); box-shadow: 0 0 0 .22rem rgba(15, 157, 99, .15);
  background-color: #fff;
}
.msg-form-card {
  background: #fff; border: 1px solid var(--msg-border); border-radius: 26px;
  padding: 2.4rem; box-shadow: var(--msg-shadow);
}
@media (max-width: 575.98px) { .msg-form-card { padding: 1.6rem 1.2rem; } }
.form-note { font-size: .82rem; color: #6B7770; }

/* Contact page */
.contact-tile {
  display: flex; gap: 1rem; align-items: flex-start;
  background: #fff; border: 1px solid var(--msg-border); border-radius: 20px; padding: 1.4rem;
  height: 100%; transition: transform .25s ease, box-shadow .25s ease;
}
.contact-tile:hover { transform: translateY(-5px); box-shadow: var(--msg-shadow); }
.contact-tile .ico {
  width: 50px; height: 50px; flex: 0 0 50px; border-radius: 14px; font-size: 1.3rem;
  background: linear-gradient(135deg, rgba(15, 157, 99, .12), rgba(242, 178, 27, .16));
  border: 1px solid rgba(15, 157, 99, .22);
  display: inline-flex; align-items: center; justify-content: center;
}
.contact-tile h3 { font-size: 1.02rem; margin-bottom: .2rem; }
.contact-tile p, .contact-tile a { font-size: .93rem; margin: 0; color: var(--msg-body); }
.contact-tile a { font-weight: 600; color: var(--msg-emerald); }
.contact-tile a:hover { color: var(--msg-emerald-deep); }

.map-frame { border-radius: 24px; overflow: hidden; border: 1px solid var(--msg-border); box-shadow: var(--msg-shadow); line-height: 0; }
.map-frame iframe { width: 100%; height: 340px; border: 0; }

/* ---------- Accordion (FAQ) ---------- */
.msg-accordion .accordion-item { border: 1px solid var(--msg-border); border-radius: 18px !important; overflow: hidden; margin-bottom: .9rem; }
.msg-accordion .accordion-button { font-weight: 700; color: var(--msg-ink); padding: 1.1rem 1.3rem; }
.msg-accordion .accordion-button:not(.collapsed) {
  background: rgba(15, 157, 99, .07); color: var(--msg-emerald);
  box-shadow: none;
}
.msg-accordion .accordion-button:focus { box-shadow: 0 0 0 .2rem rgba(15, 157, 99, .15); }
.msg-accordion .accordion-body { color: var(--msg-body); font-size: .96rem; padding: 1rem 1.3rem 1.3rem; }

/* ---------- Blog ---------- */
.blog-card {
  background: #fff; border: 1px solid var(--msg-border); border-radius: 24px; overflow: hidden;
  height: 100%; display: flex; flex-direction: column;
  transition: transform .3s ease, box-shadow .3s ease, border-color .3s ease;
}
.blog-card:hover { transform: translateY(-8px); box-shadow: var(--msg-shadow); border-color: rgba(15, 157, 99, .45); }
.blog-card .b-img { overflow: hidden; aspect-ratio: 16 / 9; }
.blog-card .b-img img { width: 100%; height: 100%; object-fit: cover; transition: transform .5s ease; }
.blog-card:hover .b-img img { transform: scale(1.06); }
.blog-card .b-body { padding: 1.5rem 1.5rem 1.6rem; display: flex; flex-direction: column; flex: 1 1 auto; }
.blog-card h2, .blog-card h3 { font-size: 1.25rem; margin: .55rem 0 .6rem; line-height: 1.35; }
.blog-card h2 a, .blog-card h3 a { color: var(--msg-ink); }
.blog-card h2 a:hover, .blog-card h3 a:hover { color: var(--msg-emerald); }
.blog-card p { font-size: .95rem; flex: 1 1 auto; }

.read-more { font-weight: 700; display: inline-flex; align-items: center; gap: .45rem; color: var(--msg-emerald); }
.read-more:hover { gap: .75rem; color: var(--msg-emerald-deep); }

/* Single post */
.post-hero img { border-radius: 26px; box-shadow: var(--msg-shadow); }
.post-body { font-size: 1.06rem; color: #37423C; }
.post-body h2 { font-size: 1.55rem; margin: 2.4rem 0 1rem; }
.post-body h3 { font-size: 1.22rem; margin: 1.8rem 0 .8rem; }
.post-body p { margin-bottom: 1.25rem; }
.post-body ul { padding-left: 1.3rem; margin-bottom: 1.3rem; }
.post-body ul li { margin-bottom: .55rem; }
.post-quote {
  background: linear-gradient(120deg, rgba(15, 157, 99, .08), rgba(242, 178, 27, .1));
  border-left: 5px solid var(--msg-gold); border-radius: 0 18px 18px 0;
  padding: 1.3rem 1.6rem; font-weight: 600; color: var(--msg-emerald-deep);
  font-size: 1.1rem; margin: 1.8rem 0;
}
.post-tag {
  display: inline-block; background: rgba(15, 157, 99, .09); border: 1px solid rgba(15, 157, 99, .25);
  color: var(--msg-emerald); font-size: .8rem; font-weight: 700;
  padding: .35rem .95rem; border-radius: 50rem; margin: 0 .35rem .5rem 0;
}
.author-box {
  background: var(--msg-mist); border: 1px solid var(--msg-border); border-radius: 22px;
  padding: 1.6rem; display: flex; gap: 1.1rem; align-items: flex-start; margin: 2.5rem 0;
}
.author-box .avatar {
  width: 58px; height: 58px; border-radius: 50%; flex: 0 0 58px;
  background: linear-gradient(135deg, var(--msg-emerald-deep), var(--msg-emerald));
  color: var(--msg-gold-light); font-weight: 800; font-size: 1.15rem;
  display: inline-flex; align-items: center; justify-content: center;
}
.author-box h3 { font-size: 1.05rem; margin-bottom: .15rem; }
.author-box p { font-size: .9rem; margin: 0; }

/* ---------- Legal pages ---------- */
.legal-card {
  background: #fff; border: 1px solid var(--msg-border); border-radius: 26px;
  padding: 3rem; box-shadow: 0 14px 40px -24px rgba(11, 61, 46, .25);
}
@media (max-width: 575.98px) { .legal-card { padding: 1.7rem 1.3rem; } }
.legal-card h2 { font-size: 1.4rem; margin: 2.3rem 0 .9rem; }
.legal-card h2:first-child { margin-top: 0; }
.legal-card p, .legal-card li { font-size: .99rem; }
.legal-card ul { padding-left: 1.3rem; }
.legal-card ul li { margin-bottom: .5rem; }
.legal-updated {
  display: inline-block; background: rgba(242, 178, 27, .14); border: 1px solid rgba(242, 178, 27, .4);
  color: #8A6203; font-size: .84rem; font-weight: 700; padding: .4rem 1rem; border-radius: 50rem;
  margin-bottom: 1.6rem;
}

/* ---------- Subscribe / Unsubscribe split cards ---------- */
.sub-option-card {
  background: #fff; border: 1px solid var(--msg-border); border-radius: 26px; padding: 2.4rem;
  height: 100%; display: flex; flex-direction: column;
  transition: transform .3s ease, box-shadow .3s ease, border-color .3s ease;
}
.sub-option-card:hover { transform: translateY(-6px); box-shadow: var(--msg-shadow); border-color: rgba(15, 157, 99, .4); }
.sub-option-card .big-ico {
  width: 66px; height: 66px; border-radius: 18px; font-size: 1.7rem; margin-bottom: 1.2rem;
  display: inline-flex; align-items: center; justify-content: center;
}
.sub-option-card.subscribe .big-ico { background: rgba(15, 157, 99, .1); border: 1px solid rgba(15, 157, 99, .25); }
.sub-option-card.unsubscribe .big-ico { background: rgba(242, 178, 27, .14); border: 1px solid rgba(242, 178, 27, .4); }
.sub-option-card h2 { font-size: 1.45rem; margin-bottom: .6rem; }
.sub-option-card ul { padding-left: 1.15rem; font-size: .95rem; }
.sub-option-card ul li { margin-bottom: .45rem; }

/* ---------- Alerts ---------- */
.msg-alert { border-radius: 18px; border: none; font-weight: 600; padding: 1rem 1.3rem; }
.alert-success-msg { background: rgba(15, 157, 99, .1); color: #0B6B45; border: 1px solid rgba(15, 157, 99, .35) !important; }
.alert-error-msg { background: rgba(220, 53, 69, .07); color: #9A222E; border: 1px solid rgba(220, 53, 69, .3) !important; }

/* ---------- Footer ---------- */
.msg-footer { background: #072A20; color: rgba(255, 255, 255, .72); font-size: .93rem; }
.msg-footer .footer-top { padding: 72px 0 48px; }
.msg-footer h5 { color: #fff; font-size: 1.02rem; margin-bottom: 1.15rem; letter-spacing: .02em; }
.msg-footer a { color: rgba(255, 255, 255, .72); }
.msg-footer a:hover { color: var(--msg-gold-light); }
.msg-footer .f-links { list-style: none; padding: 0; margin: 0; }
.msg-footer .f-links li { margin-bottom: .6rem; }
.msg-footer .f-contact li { display: flex; gap: .7rem; align-items: flex-start; margin-bottom: .8rem; }
.msg-footer .f-contact .fi { color: var(--msg-gold); }
.footer-social {
  width: 40px; height: 40px; border-radius: 12px; margin-right: .5rem;
  background: rgba(255, 255, 255, .07); border: 1px solid rgba(255, 255, 255, .1);
  display: inline-flex; align-items: center; justify-content: center;
  transition: all .25s ease;
}
.footer-social:hover { background: var(--msg-gold); border-color: var(--msg-gold); color: var(--msg-emerald-deep) !important; transform: translateY(-3px); }
.footer-newsletter { display: flex; gap: .55rem; margin-top: 1.1rem; }
.footer-newsletter .form-control { background: rgba(255, 255, 255, .08); border-color: rgba(255, 255, 255, .18); color: #fff; }
.footer-newsletter .form-control::placeholder { color: rgba(255, 255, 255, .5); }
.footer-newsletter .form-control:focus { background: rgba(255, 255, 255, .12); border-color: var(--msg-emerald); box-shadow: none; color: #fff; }
.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, .1); padding: 20px 0; font-size: .86rem;
}
.footer-bottom a { color: var(--msg-gold-light); font-weight: 600; }

/* ---------- Utilities ---------- */
.mt--2 { margin-top: -3rem; }
@media (max-width: 767.98px) { .hero { padding: 96px 0 84px; } }